Oppress me harder daddy

The smart criminal understands the value of diversity.

ITT: a handful of people starting to sweat about their NFT retirement strategy

It’s laughably obviously that this individual has zero experience with individual retirement accounts and is, in fact, making up this alleged analysis. There is no way they even have access to such data.

Target year funds will almost always underperform SPY, by design. They are broad market funds which taper into bonds over time. Either way, I have never seen a 401k which doesn’t have many, many index tracking options.

Most 401ks these days have very few restrictions on how they can be invested. And you can always roll them into an IRA with basically no restrictions. You can literally day trade options on margin in most IRAs.

This is no different from a pension though. Those were typically managed funds as well.

This depends greatly on circumstances. In many cases a 401k will be worth significantly more than the equivalent pension (in my father’s case, his pension buyout was worth double ten years later), and there’s no risk of bankruptcy rendering your 401k insolvent. Likewise, many jobs which would have never come with a pension have 401k matching these days.

The downside is obviously that it rides the stock market, but you can make the argument that this actually makes the collective global economy our pension. It’s gives more people a stake in that stability and growth, for better or worse.

Joe Biden must be held accountable for Donald Trump’s crimes

If you do that too much you’ll go blind.

Yup. I was part of Verizon’s app development program and it was a fucking joke. Even if the dev tools and build chain wasn’t a complete mess, and even if the dev license wasn’t expensive, and even if it wasn’t almost impossible to even get test hardware… Even if you managed to build something more useful than snake, you’d still have to wait months and months and months for Verizon to sign your apps and then months more before they’d be available on any handset. I’m legitimately not sure it was even possible for a small dev to get anything approved.

Open app stores were and still are amazing. I get that people want even more freedom, but coming from the trauma of feature phone development, I find it hard to get upset about this, especially considering Android makes it dead simple to sideload.

Nah, we’ll just talk about how Biden is three years older than Trump for the next 11 months.

It will never not be fucking hilarious that American Hitler was done in by rumors of him wearing lifts.

I’m sure the media will report this every fucking morning like they do for Biden

ITT: “I like trains but this is bad because I can’t admit that Biden is capable of doing anything good.”

Cynicism is what’s killing America. Faster than any politics. Look in the mirror and grow the fuck up.

Cynicism is what’s killing America.

Every thread

I would also do anything those legs asked of me.

Correction: the games used to exist to serve ads. They now exist to create gambling addicts.

Finally, my tax dollars are doing something useful.

It also means you will be on a very short list of people who use Unified Push.